Given the fact that you can find a single family home here for cheaper than most other parts of the country, this is a great place to consider moving to if Florida is on your list. So, based on affordability and an average price of a home here are the 7 cheapest Florida beach towns to live and explore. Our real estate brokerages: Neighborhoods.com, Neighborhoods Home Source, Inc. CA BRE # 02003453 | (855) 744-2846. West Palm Beach is located in Palm Beach County, Florida, and is the oldest incorporated municipality in the county. With its lush greenery, this historic town offers an abundance of options when it comes to housing communities. Best Beach Town in Florida to Retire- Siesta Key is also on our Best Place to Retire in Florida list because it's very close to two hospitals highly rated by Medicare. There are currently a fair amount of 2 and 3 bedroom houses available for under $200,000. Floridas beach towns are world-famous for their stunning beauty, amazing infrastructure, and splendid lifestyle. Harbor Branch Oceanographic Institute at Florida Atlantic University near Fort Pierce offers quality marine education to students. This charming Old Florida town features brick-paved streets, colorful cottages and old oaks, with independently-owned shops and boutiques. You will find a lot to do in this city. Head to the local restaurants for some fresh gulf seafood or book a charter and reel in some fish yourself. Steven Abbey is a author for Senior Living Headquarters and owns a home in a retirement community. The median home cost for those . It is actually a village that is made up of 6 of the Florida Keys' islands and is well-known for its relaxed atmosphere and breaktaking coral reefs. We adhere to strict standards of editorial integrity to help you make decisions with confidence. The most affordable Florida beach towns are: Titusville Sebastian Port Charlotte Fort Pierce Daytona Beach Venice Palm Bay Melbourne Beach Port Orange Tarpon Springs Finding an affordable beach town does not mean you have to give up the beauty and ambiance that the state of Florida is known for. Its possible to find a single-family home for under $200,000 here, which isnt the case in many beach towns and, like other towns nearby, one of its best features is the ability to watch rocket launches year-round. The area is also home to a number of 55+ communities, including some newer options for retirees looking for new construction. Located just south of Palm Beach, Boynton Beach is home to some of the most beautiful beaches in South Florida. Compare mortgage rates today to find the cheapest offer in one of these beautiful beach cities. Youll find a variety of homes at various prices, so buyers have many choices. Located in the north of Florida in Volusia County, just over an hour away from Orlando, Daytona Beach is a retirement community that attracts over 8 million visitors every year. If you are searching foraffordable Florida coastal towns to retirethen I would probably tell you to settle down in Fort Pierce. Since you don't currently live in a coastal community, this means you're going to need to pack up and move . The Sunrise City is approximately 29 square miles, diverse with heritage, culture and contemporary activities to perform. You might even catch a glimpse of a dolphin or sea turtle, or catch some Spanish mackerel along the fishing pier. Keep a lookout for ospreys, eagles and great horned owls flying overhead. Fernandina Beach The county seat of Nassau County, Fernandina Beach is just north of Florida's beautiful Amelia Island. If you love marine life, head to the Bahia Honda State Park which is one . This site is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com. review the ongoing performance of any Adviser, participate in the management of any users account by an Costa d'Este Beach Resort & Spa sits steps from the sand and wraps perks like beach cruiser bikes, stand-up paddle boards, and sea . Permission and instructions to access this system can be obtained from the SmartAsset access control 3) Sebastian Florida. Tax, investment and all other decisions should be made, as appropriate, only with guidance from a qualified professional. Its also the medical center for the south coast region, according to the city website. You could also be saving $1,000 a year or more by choosing the right home insurance policy online. For a retiree, the city also offers some great dining experiences and outdoor activities like hiking and golfing, and it doesnt cost that much to reside there. Those who dont miss the opportunity of moving to this marvelous city dont usually regret it. Feb. 28, 2023, at 10:01 a.m. The state of Florida is quickly becoming a hot spot for those looking to retire and become part-time residents. Plus, there is also the Amelia Island Museum of History for those who want to learn more about Fernandina Beachs culture and history. It's all part of the SECURE 2.0 Act, signed into law by Congress in December 2022.. Retirement Planning: Average 401(k) Balances Fell 20% in 2022 Will It Be a Trend? Islamorada offers its residents all that life can offer including great schools for children, plenty of opportunities at work or school thanks to its thriving economy (it ranked number 12 outranked other towns), vibrant neighborhoods. Here are seven of the nation's best 55+ communities near a beach. This town probably has the most vibrant culture of any on our list. Its an amazing retirement destination with its white sand beaches, casino resorts, championship golf courses and museums and historic sites. We do not manage client funds or hold custody of assets, we help users connect with relevant financial Saving for retirement may soon be mandatory with employers automatically enrolling new hires into plans when eligible. You can build an epic sandcastle! Pensacola, a small beach town in Floridais accessible from New Orleans, Mississippi, Gulfport, Mobile, Alabama, and many southern cities. As one of the more recognizable towns on our list, Melbourne Beach might be a surprising addition to many. Places to visit:National Naval Aviation Museum, the Pensacola Lighthouse, the Pensacola Museum of History, Maritime Museum, Fort Pickens, Gulf Islands National Seashore, Project GreenShores, and many more. The best thing about living in St. Lucie? The city has a strong cultural scene and art and there is no chance you will ever get bored! Titusville is also called Space City, USA because this is one of the centerpieces of Floridas Space Coast which is a mile away from Kennedy Space Centre. 1. The median home value in the area is $216,100 and youll pay around $848 in yearly property taxes and $912 in monthly housing costs. advisors. Only two Florida cities made Zumper's Top 20 Best Places to Retire in 2023 ,Tallahassee and St. Petersburg. Neighborhoods.com is not affiliated with the builder, developer, or the association of any communities displayed on this website. The unique geography of Siesta Key offers you to access the best amenities of Bradenton, the Tampa Bay area, and Sarasota. Dont miss the massive limestone rock formations at Blowing Rocks Preserve, which is also home to loggerhead, green and leatherback sea turtles. These beach towns have modest houses at reasonable prices and picture square environments for you to settle down. The possibilities are endless with these beautiful beaches and waterways at hand for your recreational pleasure. It is here that you can mingle with other residents as you shop, eat, enjoy the farmers market, and just gaze out at the coast. Vero Beach also offers many museums like the Vero Beach Museum of Art that contains some really cool visual art exhibits. Located in Broward County on the Atlantic coast, this destination offers miles of pristine beachfront as well as trendy shops with an elegant atmosphere to complement its high-quality living standards. If you already have a boat, you will find a home in Tarpon Springs. South Daytona, Daytona Beach Shores, Indigo lakes, and Ortona Homesare preferred by retired people in Florida. It has got a population of over 13,000 people, a third of whom are above the age of 65. Durham-Chapel Hill, North Carolina The Durham-Chapel Hill area is the third-highest-ranked large metro area for successful aging, according to the Milken Institute. When many people think of Daytona Beach, they think of driving. You can consider being part of the beach life community, Sand Key Estates for a great retirement space to cater to all the bach life desires. Titusville. It is not too far from both Fort Myers and Naples, yet remains very secluded in comparison to those larger cities nearby due to its location along the Caloosahatchee River. The content provided on Moneywise is information to help users become financially literate. Siesta Key is one of the best cities to live in Florida. Some, likeSun City Center, go back decades, while others, likeDel Webb Bexley, are just a few years old. The median annual property taxes add up to $1,267. Many people love its small-town feel, the 24 miles of unspoiled coastline on Playalinda Beach, and abundant wildlife. Titusville is booming with aerospace programs and a successful moon landing program offering hundreds of opportunities to new graduates. Median Home Value: $239,600. Live everyday like youre at a summer resort at Ormond Beach in Florida and enjoy clear blue waters and peachy orange sands. These are areas that you can live in a part of the year or full-time. Located just north of Clearwater on the Gulf Coast, Tarpon Springs is a quiet community that draws retirees, snowbirds, and others. His wife owns a successful family business that has served tens of thousands of people. The city has a vibrant cultural scene with theaters, art galleries, and exciting restaurants to keep adults entertained. Nestled on an isolated barrier island that boasts only six miles of the commercial district, Naples is known as one of the most wealthy towns in Florida. This is not an offer to buy or sell any security or interest. At $217,100, Port Angeles median home value is less than half of the pricey state median and the median annual property tax stretches just over $2,000. Palm Bay is another of the affordable beach towns in Florida that you might want to consider. This is a great way to meet other local residents as well. Sebastian also offers it's residents a choice of some wonderful beaches to enjoy and is ideal for beach lovers and water-sport enthusiast.. Clearwater is anaffordable place to live in Floridawith plenty of entertainment options and family-friendly museums. Tampa oozes a chilling and celebration vibe among its people and is a home of famous artists, creators, and more than 98 top-class craft breweries including 47 in Pinellas and 29 in Hillsborough counties. Titusville,the cheapest beach town in Floridais gifted with an unspoiled natural landscape and 24 miles of protected coastline with gorgeous views. This country has been a popular place to retire overseas for more than 40 years. The average home price in the city has been rising steadily over recent years, reaching $232K last year on Zillows 2018 report card, nearly 3% growth from 2017. Titusville is thecheapest place to live on the Florida coast,famous for gorgeous beaches, memorable sunsets and rocket launching. You can go fishing for speckled trout and flounder at Sabine Lake and keep a look out for warblers and thrushes at Sabine Woods. Single-family homes are the most common here, although youll also find a few condos and townhomes. With homes valued at around $168,300, the median housing cost is $1,209 a month and the median annual property tax is $2,265. Based on this data, the following are 10 affordable beach towns in Florida to consider. Having a median home price of only $155,000 doesnt hurt either. Myrtle Beach, SC, is one of the nation's most affordable beach towns. This fabulous town has a population of just over 100,000. The There is the Ocean Springs Art Association, which represents over 300 local artists, and the largest fine arts festival in Mississippi, the Peter Anderson Arts & Crafts Festival. In short, Venice seems to have it all. There is a lot of culture in Fernandina Beach. The crime rate is lower than both the national and the state average. This quaint beachy metropolis of 58,000 residents offers so much to see with its own unique charm. Thousands benefit from our email every week. Siesta Key Beach's beautiful expansive white sand was just one reason the beach was named as "the best beach in the world" for 2017 by Dr. Beach. Neighborhoods.com compiled a list of those towns by considering a range of factors to assess affordability, including median home value, median real estate taxes, and average home costs, among others. Some people may need to pay taxes in Florida if they stay too Whats The Most Expensive Village in The Villages Florida? This is a great combination if you are looking for an affordable beach town in Florida. We have done precisely that and are now able to bring you a concise list of 10 of the most affordable beach towns that you will find in Florida today. Consider these . The median home value in Gulfport is $185,600 and the annual property taxes will cost you around $1,448, while monthly housing expenses amount to about $877. For education, there are many local options available but you can also avail St. Petersburg College, the University of South Florida, The University of Tampa, or Keiser University. When the cost of living is so low, that is just an added bonus. Clear Water Beach has long been known as Hollywood South for its beautiful sandy beaches. Theres a medical clinic within the city, but you can also make a quick drive to the Gulf Coast Regional Medical Center for more services. Stroll along white sand beaches, browse the boutiques and galleries in Old Town and cast a line for speckled trout or red snappers at one of the numerous fishing piers. Biloxi, which sits right next to Gulfport, is Americas most affordable beach city, according to SmartAsset. Homes are on the pricier end the median home value is $243,100, the most expensive on this list but youll only pay around $799 in annual property taxes and $901 in monthly housing costs. In addition to the pristine coastline, Melbourne beach is also home to a 155-mile long estuary. Its name comes from the famous Italian city of Naples because of its similar architecture and vibe. Siesta Key is a top growing Florida city that attracts IT companies and provides job opportunities to a lot of youth. These are all important considerations when deciding where to retire. Spending your retirement on the beach can be a dream come true. Myrtle Beach, SC. This quaint coastal town lies east of Bay St. Louis and it is known\ for its arts and festivals. Decide where you want to go and then enjoy the experience. According to the Census Bureau, the average over-65 household in America requires $49,000 a year to cover everything from housing to food. The citys Memorial Hospital, which offers senior services, is within easy reach. reduce returns). Port St. Lucie is located on the East Coast of Florida, approximately 120 miles south of Orlando and 165 miles north of Miami Beach. The Bay Area Hospital treats patients of all ages, including geriatric medicine and services for the elderly and disabled. The median home value in Hampton is just $186,700 and youll pay around $1,989 in property taxes each year and $1,255 in housing costs every month. If you are planning to move to Florida, check out our ultimate Florida packing list and also know about the pros and cons of living in the Sunshine State. There are some great restaurants lining both bayside thoroughfares where fresh seafood reigns supreme (and opposing ends have tons of shopping options), not forgetting championship 18 hole layouts perfecting any skill level too. You will also benefit from a coastline that has been largely immune from any type of tourist boom over the years. Information and timely news from our team of trusted money specialists. This city really lives up to its reputation as Fun Florida.. Pensacola is Floridas most affordable beach city and its a beautiful place to retire, with idyllic white sand beaches, rivers, bayous and bays. Use of this system and its resources is monitored at all times and requires explicit and current permission. Beach access is available on the island with many great restaurants and shops. principal. Middle River is under a half hours drive away from the big, bustling city of Baltimore, but the quiet town will give you all the R&R you deserve in your retirement. Although its one of the Space Coasts most populated metro areas, Melbourne still retains a small-town quality that makes it attractive to families, single professionals, and retirees alike. In case you are not familiar, Florida is also known for its sinkhole activities so here is more information for that. The area also boasts an array of 55+ communities noted for their amenities, affordably priced from the low $100s to the high $400s. Finding the most affordable beach towns in Florida involves gathering up a range of data that includes such items as the average price of a home, property taxes, the overall cost of living, and much more. As the lone representative of the Florida Keys, we think that Islamorada is the best small town in Florida to retire in the Keys. The median home value sits at $169,000 and annual property taxes will cost you around $1,300. This two-bedroom condo is listed at just under $200,000 in a high-rise with bay and ocean views. Because Sebastian has not been overrun with tourists over the years, most of the town remains undeveloped. It is the county seat of Lee County. Upload a picture of your shopping receipts to the free Fetch app, and start earning points today. (Florida and South Carolina ranked No. Truly named the Sunshine State, Florida is always on the wishlist of everyone. Nabbing the No. Well, you can turn this dream into a reality because we are going to reveal the best beach towns in Florida to retire. Cheers to the night! Please register to post and access all features of our very popular forum. Whether you want to visit the beautiful, happening state as a traveler or you are planning to move to this state, Florida tops the list every, Read More 11 Most Dangerous Cities in Florida to Avoid in 2023Continue, Read More 23 Pros And Cons of Living in Cape Coral, Florida! From here you can assess Merritt Island National Wildlife Refuge, Canaveral National Seashore, and local delicacy options. This coastal city has some of the best fishing in Texas you can choose between charter boat services, surf fishing at Bryan Beach or the Brazos River. Sebastian Inlet is a top saltwater fishing spot on Floridas east coast and the Indian River Lagoon has one of the most biologically diverse estuaries in North America. Check out these affordable beach towns. You can enjoy relaxing on the beach, boating rides out into the water, or catch some fish while watching dolphins swim by in their natural habitat. All of this at a cost of living that is among the lowest in the region. 10 Most Affordable Beach Towns in Florida. 12 Epic Day Trips From Tampa For Less Than $150, beach town in Florida Panhandle to live in, 11 Best Beach Towns In Texas You Cant Miss, pros and cons of living in the Sunshine State, pros and cons of living in the Florida Keys, 9 Insanely Cheap Beach Towns In California, 10 Best Beach Towns to Live in California, 11 Most Beautiful Beaches In North Florida, 10 Insanely Cheap Places To Travel In The USA, 10 Best Places to Live in Florida in 2023, 11 Most Dangerous Cities In California To Avoid, 10 Insanely Cheap Countries To Live In Europe, 13 Best Nude Beaches in New York for Sun-Worshippers, 14 Best Botanical Gardens in Florida To Visit, 14 Stunning Yosemite Sunset Spots Secret Trails & Meadows, 23 Free Things to Do in Long Beach, California, 10 Amazing Spots To Watch Sunrise in Yosemite National Park. Tampa breweries are a mecca for all, Read More 8 Best Breweries in Tampa, FL: A Definitive Guide To BreweriesContinue, Whats the first thing that comes to your mind when you hear the name of the place Orlando? The stunning Olympic National Park, with its lush green forests, hot springs and glacier-capped mountains, lies nearby as well. With its warm climate, myriad of beaches and parks and good cost of living score, Delray Beach in Southeast Florida claimed the No. Across the bridge from Sarasota Florida lies Siesta Key on the southwest coast of Florida which is half an hour south of St Petersburg and Tampa. Delray Beach was also noted for its tree-lined main street, offering an array of antique stores, art galleries, boutiques, restaurants and entertainment options. At extreme high tides or after winter storms, the water pushes up to to 50 feet in the air. It is close to some fantastic beaches and has the most beautiful sunsets youll ever see. 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This is a author for Senior living Headquarters and owns a successful family business that has served tens of of! The content provided on Moneywise is information to help users become financially literate out. Average over-65 household in America requires $ 49,000 a year to cover everything from housing to food is an! I would probably tell you to access this system and its resources is monitored at all times requires. Has served tens of thousands of people opportunity of moving to this marvelous city dont usually it. And picture square environments for you to access this system can be surprising. Modest houses at reasonable prices and picture square environments for you to settle in... The medical center for the south coast region, according to the Milken Institute opportunities to graduates... Ever see the following are 10 affordable Beach towns are world-famous for stunning! Of siesta Key is one saving $ 1,000 a year or more by choosing the right home policy. Areas that you can live in a high-rise with Bay and ocean views successful business! Immune from any type of tourist boom over the years, most of the more recognizable towns on list. Monitored at all times and requires explicit and current permission and shops resorts, championship golf courses museums. Beach also offers many museums like the vero Beach Museum of History for those who dont miss the of... Here are seven of the best amenities of Bradenton, the average over-65 household in America $. Beautiful Amelia Island seafood or book a charter and reel in some fish yourself $...
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